Wells Fargo Mortgage Rate Calculators


Wells Fargo Online Banking » Wells Fargo Mortgage Rate Calculators
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Wells Fargo mortgage calculators can be used to gain a comprehensive overview of various types of home financing loans available to an individual. Specifically, these calculators allow potential loan applicants to determine how much their monthly payments will be, how long it will take to pay a mortgage off, how much home equity financing they can secure, and more. All of these calculators, as well as additional resources, can be found on Wells Fargo’s mortgage tools webpage.

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Rates

To view purchase and refinance rates, follow this link. For specific mortgage rate information, and to compare different loan options, please use this loan tool.

Calculators

How to Calculate

This calculator provides an estimation of how much an individual may be required to pay towards their monthly payments for a mortgage loan. The following inputs are required:

  • Value of home

  • Down payment amount
  • Term length (years)
  • Interest rate
  • Yearly property tax (advanced tab)
  • Yearly property insurance (advanced tab)

The results will automatically generate as the above variables are altered.

Determines an estimation of how much of a mortgage an individual may qualify for (providing both minimum and maximum amounts). The following variables must be altered (by adjusting the sliders within the calculator):

  • Gross salary (before taxes and deductions)
  • Income from investment (before taxes)

  • Rental property income
  • Additional income
  • Monthly auto loan payments
  • Monthly student loan payments
  • Monthly credit card payments
  • Child support/alimony
  • Loans on rental properties
  • Additional monthly payments
  • Loan interest rate
  • Term length (years)
  • Down payment percentage
  • Annual property tax
  • Annual property insurance cost

Results will generate as the inputs are entered/altered.

This calculator provides insight into whether renting or buying a home is the most financially viable option, based on the following variables:

  • Monthly rent

  • Renter’s insurance (monthly)
  • Annual rent increase/decrease
  • Value of home
  • Amount of down payment
  • Annual property tax
  • Annual property insurance
  • Annual maintenance costs
  • Term length (years)
  • Interest rate
  • Origination fee
  • Discount points
  • Associated settlement services
  • Depreciation/appreciation rate
  • Estimated length of stay in residence
  • Selling fees (percentage of sale price)
  • Federal and state tax rate
  • Savings rate

The results will automatically update as the above inputs are altered.

This calculator determines how much refinancing will save an individual per month. All of the following inputs should be altered for the most accurate results:

  • Original loan amount

  • Term length for original loan
  • Years already paid off
  • Interest rate
  • Balloon year (leave zero if none)
  • Term length of new loan
  • Interest rate of new loan
  • Origination fee
  • Discount points
  • Associated settlement services
  • Balloon year (leave zero if not applicable)
  • Value of home
  • Expected length of stay at home
  • Annual property tax
  • Annual property insurance
  • Federal and state tax rate
  • Savings rate

Results will automatically be generated as the above variables are altered within the calculator.

This calculator provides a detailed overview of how long it will take to pay off a home loan, it also provides a breakdown of the principal and interest for monthly payments. The following inputs are required (adjust the sliders or enter them into the associated fields):

  • Amount of loan
  • Term length (years)
  • Interest rate

Results will automatically display as the inputs are entered/changed.

Enter the following information into the associated fields:

  • Select ‘purchase’ ‘refinance’ or ‘home equity’ from the drop-down menu
  • Value of home
  • Down payment amount

  • Location of property

Click the ‘Calculate’ button to generate the results.

 

 

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