U.S. Bank Auto Loan Rates and Calculators


U.S. Bank Online Banking » U.S. Bank Auto Loan Rates and Calculators

U.S Bank customers can apply for auto loans with attractive payment plans to finance their dream vehicle.  The auto loan calculators provided on the bank’s website help applicants understand the cost implications of taking out a loan. It also helps them plan for repayments. For a detailed overview of U.S Bank’s auto loan products, click here.  Those interested can call 1-800-473-6372, apply online or visit a local branch.

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Rates

U.S Bank auto loan rates can go as low as 2.49% APR depending on the applicant’s credit score.   One can apply to get the actual rate. Applicants can get a great interest rate with no down payments and rock bottom monthly payments for both used and new cars.

Calculators

How to Calculate

This tool can be used by auto loan applicants to determine their monthly payments or the purchase price of the vehicle they will be able to afford. Users can vary loan terms to determine the impact on the monthly payments. The variables required are given below:

  • Before-tax purchase price
  • Monthly loan payment
  • Interest rate (APR)
  • Trade-in allowance from dealer
  • Cash down payment
  • Amount owed on trade-in vehicle
  • Taxable fees
  • Non-taxable fees
  • Vehicle sales tax rate

Click “calculate” to compute.

Applicants looking to finance their next car with a home equity loan can use this tool to compare it with an auto loan. The following inputs are required:

  • Auto Loan
    • Purchase price
    • Auto loan interest rate (APR)
    • Term in months
    • Cash down
    • Trade allowance
    • Fees Sales tax rate
    • Amount owed on trade
  • Home Equity Loan
    • Home equity interest rate (APR)
    • Federal tax rate
    • Home equity closing costs
    • State tax rate

Click “calculate” to compare.

 

 

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