University Federal Credit Union Routing Number | How to Wire


University Federal Credit Union Online Banking » University Federal Credit Union Routing Number | How to Wire
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University Federal Credit Union maintains one main ABA routing number for use by both personal and business customers. Because University Federal Credit Union does not use a SWIFT code, international transfers/payments that require a SWIFT code must be initiated by a foreign bank that has an intermediary relationship with a U.S.-based financial institution.

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Routing Number

  • 314977405

Routing Number On Check

University Federal Credit Union’s routing number can be located on any of their personal/business checks in the lower-left corner, directly to the left of the account number. A sample check can be seen below, with the location of the routing number outlined in black.

University Federal Credit Union - Where to Find Routing Number

University Federal Credit Union – Where to Find Routing Number

How to Wire Funds

The following information is required for an incoming domestic wire transfer:

  • Name of receiving institution (University Federal Credit Union)
  • Street address
  • ABA routing number (314977405)
  • Beneficiary information (name of recipient, account number, street address)
  • Amount to wire
  • Specific instructions once wire has been completed

Fees:

  • The fee for outgoing domestic transfers is $12.
  • All incoming transfers cost $3.

Notes:

  • UFCU does NOT maintain a relationship with an intermediary financial institution for outgoing/incoming international wire transfers. If an account holder wishes to receive an incoming international transfer, the sending bank must use a U.S.-based intermediary. The recipient must have the U.S.-based correspondent bank’s wire transfer details (bank name and SWIFT code).  
  • The recipient’s name, account number and address must all exactly match with what is on file with both financial institutions.
  • For answers to common questions and concerns regarding wire transfers, please contact a UFCU customer support representative
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