University Federal Credit Union Online Banking » University Federal Credit Union Routing Number | How to Wire
University Federal Credit Union maintains one main ABA routing number for use by both personal and business customers. Because University Federal Credit Union does not use a SWIFT code, international transfers/payments that require a SWIFT code must be initiated by a foreign bank that has an intermediary relationship with a U.S.-based financial institution.
Routing Number On Check
University Federal Credit Union’s routing number can be located on any of their personal/business checks in the lower-left corner, directly to the left of the account number. A sample check can be seen below, with the location of the routing number outlined in black.
How to Wire Funds
The following information is required for an incoming domestic wire transfer:
- Name of receiving institution (University Federal Credit Union)
- Street address
- ABA routing number (314977405)
- Beneficiary information (name of recipient, account number, street address)
- Amount to wire
- Specific instructions once wire has been completed
- The fee for outgoing domestic transfers is $12.
- All incoming transfers cost $3.
- UFCU does NOT maintain a relationship with an intermediary financial institution for outgoing/incoming international wire transfers. If an account holder wishes to receive an incoming international transfer, the sending bank must use a U.S.-based intermediary. The recipient must have the U.S.-based correspondent bank’s wire transfer details (bank name and SWIFT code).
- The recipient’s name, account number and address must all exactly match with what is on file with both financial institutions.
- For answers to common questions and concerns regarding wire transfers, please contact a UFCU customer support representative.