Trustmark Mortgage Rates and Calculators


Trustmark Online Banking » Trustmark Mortgage Rates and Calculators

Trustmark mortgage calculators enable users to make financial sense of their mortgage loans. They can determine the total cost of the loan as well as the monthly repayment amounts. For more information about Trustmark mortgages, follow this link.

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Rates

You can get a rate estimate for a Trustmark mortgage by visiting a branch location, calling customer service at 1-866-229-1656 or finding loan officer near you.

Calculators

How to Calculate

The mortgage calculator helps users to work out how much they can get for their home from the bank. The entries below are needed to compute.

  • Monthly income
    • Wages before taxes or deductions
    • Investment income before taxes
    • Income from rental properties
    • Other income
  • Monthly Payments
    • Auto loans
    • Student loans
    • Rental property loans
    • Other payments
    • Other debts
  • Loan terms you desire
    • Interest rate
    • Term
    • Down payment
    • Taxes and insurance
  • Annual property insurance

Click “See Results” to find out the amount you can get.

The adjustable rate mortgage payments calculator helps users determine the monthly payments they will be making towards such a loan. The information below is needed.

  • Loan amount
  • Appraised value
  • Term (years)
  • Property insurance
  • Property tax
  • Federal & state tax rate
  • Period prior to the first adjustment
  • Initial interest rate
  • Months between rate adjustments
  • Max rate adjustment
  • Min rate
  • Max rate
  • Margin
  • Period between index adjustments
  • Index rate
  • Index rate change per adjustment

Click “See Results” to find out the amount you will be paying.

This calculator helps users to determine how much they will be paying towards their fixed rate mortgage on a monthly basis. The variables listed below are required for computation.

  • Loan amount
  • Term
  • Interest rate
  • Appraised value
  • Property insurance per year
  • Property tax per year

Click “See Results” to find out the amount you will be paying.

The fixed vs. adjustable mortgage calculator helps users to compare these two types of mortgages. They can tell which will work best for them. The following information is needed.

  • Interest rate
  • Term
  • Loan amount
  • Origination Charge
  • Other settlement services
  • Charge For Particular Interest Rate
  • Federal & state tax rate
  • Purchase price
  • Property tax
  • Property insurance
  • Years prior to selling or paying off loan
  • Savings rate
  • Adjustable Rate Mortgage
  • Period prior to first adjustment
  • Period between rate adjustments
  • Max rate adjustment
  • Min rate
  • Max rate
  • Index rate
  • Margin
  • Index rate change per adjustment
  • Period between adjustments of the index

Click “See Results” to compare.

This calculator helps users determine whether paying points will help bring down the total cost of the loan. The entries below must be provided.

  • Loan amount
  • Interest rate
  • Term
  • Charge For Particular Interest Rate
  • Other settlement services
  • Origination Charge
  • Federal + state tax rate
  • Purchase price
  • Property tax
  • Property insurance
  • Your savings rate
  • Years prior to selling or paying off loan
  • Loans with adjustable rates
  • Period prior to first adjustment
  • Period between rate adjustments
  • Max rate adjustment
  • Min rate
  • Max rate
  • Index rate
  • Margin
  • Period between index adjustments
  • Index rate change per adjustment

Click “See Results” to determine whether you should pay points.

This calculator helps users to determine how much they should put down for their new home. The following entries are required.

  • Down payment
  • Term (years)
  • Interest rate
  • Origination Charge
  • Other settlement services
  • Charge For Particular Interest Rate
  • Your savings rate
  • Federal + state tax rate
  • Annual property tax
  • Purchase price
  • Annual property insurance
  • Years before you sell or pay off loan

Click “See Results” to determine how much you should put down.

This calculator helps users to compare a 15 and 30 year mortgage and pick one that works best for them. The information below is needed for computation.

  • Interest rate
  • Term
  • Loan amount
  • Origination Charge
  • Other settlement services
  • Charge For Particular Interest Rate
  • State and federal tax rate
  • Property insurance
  • Purchase price
  • Period prior to selling or paying off loan
  • Savings rate

Click “See Results” to compare.

The tax savings calculator helps users to determine how much they will be saving in taxes by taking out a mortgage. The entries listed below must be provided.

  • Term
  • Loan amount
  • Interest rate
  • Charge For Particular Interest Rate
  • Origination Charge
  • Other settlement services
  • Appraised value
  • Federal & state tax rate
  • Property tax per year
  • Property insurance per year

Click “See Results” to calculate.

This calculator helps users to figure out what the closing costs on their mortgage will be. This way they can make a decision with the full cost of the loan in mind. These inputs are required.

  • Purchase price
  • Term
  • Loan amount
  • Interest rate
  • Origination Charge
  • Adjusted Origination Charges:
  • Charge For Particular Interest Rate
  • Other Settlement Services
  • Required Services
  • Credit report
  • Appraisal
  • Flood Certification
  • Title services and lender’s title insurance
  • Tax Service
  • Owner’s title insurance
  • Transfer taxes
  • Government recording charges
  • Required Services You Can Shop For:
  • Pest Inspection
  • Survey
  • Annual property tax
  • Annual property insurance

Click “See Results” to determine the closing costs. .

This calculator helps users work out if refinancing their mortgage makes financial sense. The entries below are required for computation.

  • Current loan
    • Loan amount
    • Term
    • Years paid
    • Balloon year
    • Interest rate
  • Regarding your new loan
    • Term
    • Balloon year
    • Charge For Particular Interest Rate
    • Origination Charge
    • Interest rate
    • Other settlement services
  • Regarding your property
    • Annual property tax
    • Annual property insurance
    • Appraised value
  • Regarding yourself
    • Federal & state tax rate
    • Savings rate
    • Years before you sell

Click “See Results” to find out whether you should refinance.

This calculator helps users to compare renting and purchasing. They can make an informed choice based on their current financial status.

  • Monthly rent
  • Annual rent changes
  • Monthly insurance (renter’s)
  • Purchase price
  • Depreciation /Appreciation rate
  • Savings rate
  • Federal + state tax rate
  • Loan amount
  • Years before selling/paying off loan
  • Term
  • Origination Charge
  • Interest rate
  • Charge For Particular Interest Rate
  • Property tax per annum
  • Other settlement services
  • Annual maintenance
  • Property insurance per annum
  • Selling costs

Click “See Results” to compare.

This calculator helps users to determine how much home they can afford given their financial situation. The variables below are needed.

  • Total monthly payment
  • Down payment
  • Term (years)
  • Interest rate
  • Annual property tax
  • Loan to value ratio
  • Annual property insurance

Click “See Results” to compute.

This calculator helps users determine how much it will cost them to refinance their mortgage loan. The entries below are required.

  • Purchase price
  • Term
  • Loan amount
  • Interest rate
  • Other Settlement Services
  • Origination Charge
  • Adjusted Origination Charges:
  • Charge For Particular Interest Rate
  • Required services selected by lender:
    • Credit report
    • Appraisal report
    • Flood Certification
    • Lender’s title insurance
    • Tax Service
    • Owner’s title insurance
    • Recording fee
  • Annual property tax
  • Annual property insurance

Click “See Results” to determine the costs.

This calculator helps users compare two loans. This way, they can pick the best terms for their mortgage. The following variables are required:

  • Interest rate
  • Term
  • Charge For Particular Interest Rate
  • Origination Charge
  • Other settlement services
  • Adjustable Loan Rates
    • Period prior to first adjustment
    • Period between rate adjustments
    • Max rate adjustment
    • Min rate
    • Max rate
    • Margin
    • Index rate change for every adjustment
    • Index rate
    • Period between index adjustments
  • Loan Amount
  • Purchase price
  • Federal and state tax rate
  • Property tax
  • Property insurance
  • Period before selling or paying off loan
  • Your savings rate

Click “See Results” to compare.

This calculator helps the user determine whether there are any advantages of making extra payments towards their mortgage loan. The following entries are required.

  • Original loan terms
  • Loan amount
  • Appraised value
  • Term (years)
  • Yearly property tax
  • Yearly property insurance
  • Interest rate
  • Extra payments
  • Additional monthly payment
  • Months until you start extra payments

Click “See Results” to compute.

 

 

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