TD Bank Mortgage Rate Calculators


TD Bank Online Banking » TD Bank Mortgage Rate Calculators

TD Bank mortgage rate calculators give customers tools to help them make financially sound home buying and mortgage decisions. TD Bank’s mortgage website is located here. A guide for first-time home buyers can be found here.

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Rates

To estimate what the rate will be on your TD mortgage, use the rate calculator on the TD mortgage home page. You can also inquire about rates with a mortgage representative on the phone at 1 (800) 822-6761 or visit a branch.

Calculators

How to Calculate

This calculator estimates the interest rate and monthly payments for your mortgage. To calculate, enter:

Rate

Rate

  • Loan purpose
  • Loan amount
  • Property value
  • State
  • Country

Hit ‘calculate’ to generate results.

This allows users to compare how much they would pay with a 15-year versus a 30-year mortgage. To calculate, enter:

  • Mortgage amount
  • Your marginal tax rate
  • Interest rate for 15 years
  • Interest rate for 30 years

    15 year

    15 year

Hit ‘calculate’ to generate results.

This determines whether users should refinance their home to save money. To calculate, enter:

  • Original loan amount
  • Appraised value
  • Original interest rate
  • Term in years
  • Years remaining
  • Income tax rate

Hit ‘calculate’ to generate results.

This estimates how much money users could save long term by paying a higher monthly payment. To calculate, enter:

Additional payments

Refinance

  • Years remaining
  • Original mortgage term
  • Original mortgage amount
  • Additional monthly payment
  • Annual interest rate

Hit ‘calculate’ to generate results.

Buying points can reduce your interest rate, but each point costs 1% of your mortgage balance. This calculator determines whether it is a good financial decision to buy points. To calculate, enter:

  • Mortgage With Points
    • Mortgage amount
    • Term in years
    • Discount points
    • Points rate
  • Mortgage Without Points
    Points

    Additional payments

    • Loan amount
    • Interest rate
  • Mortgage Points Calculator Inputs
    • Years in home

Hit ‘calculate’ to generate results.

This calculator determines whether it makes more financial sense to buy or rent. To calculate, enter:

  • Mortgage and Home Expenses
    • Purchase price
    • Interest rate
    • Term in years
    • Property tax rate
    • Home insurance
    • Assoc. and maintenance fees

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      Points

  • Down Payment and Closing Costs
    • Cash on hand
    • Loan origination
    • Points paid
    • Other closing costs
  • Rent, Taxes, and Inflation
    • Monthly rent payment
    • After-tax investment return
    • Income tax rate
    • Expected inflation
    • Home appreciates at (percent)
    • Future sales commission

Hit ‘calculate’ to generate results.

This calculator determines the maximum amount users could potentially borrow given different interest rates. To calculate, enter:

Buy or rent

Buy or rent

  • Start interest rates at (percent)
  • Loan term
  • Monthly Income
    • Salary
    • Commission
    • Bonus
    • Other
  • Co-borrower Income
    • Salary
    • Bonus
    • Commission
    • Other
  • Monthly Liabilities
    • Auto loans
    • Credit cards
    • Instalment loans
    • Student loans
    • Alimony/child support
    • Other loans
    • Other
  • Monthly Housing Expenses
    Maximum mortgage

    Maximum mortgage

    • Real estate taxes
    • Hazard insurance
    • Association dues or fees
    • Mortgage insurance

Hit ‘calculate’ to generate results.

Should I consider consolidating my debt with a cash-out refinance?

This determines whether users should consolidate their credit card debts, loans, and other debts with a refinancing plan. To calculate, enter:

  • Credit card debt
  • Instalment loan debt
  • Mortgage loan debt
  • Ne Consolidated Mortgage Loan
    • Home equity loan amount

      Consolidate debts

      Consolidate debts

    • Payment
    • Interest rate
    • Term
    • Tax rate

Hit ‘calculate’ to generate results.

This calculator determines the amount users could borrow to pay for a house. To calculate, enter:

  • Mortgage Information
    • Annual income
    • Purchase price
    • Total monthly payment
    • Term in years
    • Interest rate
    • Property tax
    • Home insurance

      Do I qualify?

      Do I qualify?

  • Down Payment and Closing Costs
    • Cash on hand
    • Loan origination
    • Points paid
    • Other closing costs
  • Total Monthly Debt Payments
    • Monthly car payments
    • Credit card payments
    • Other loan payments

Hit ‘calculate’ to generate results.

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