STCU Credit Cards | Personal | Business

STCU Online Banking » STCU Credit Cards | Personal | Business
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STCU Credit Cards are provided to qualifying personal and business customers. In addition to their one personal credit card, STCU also offers two personal rewards cards, each with their own benefits and features. STCU credit cards rate can be viewed here. Use the links provided below to review each of the credit cards offered by STCU.

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Personal Credit Cards

Business Credit Cards

How to Apply

STCU personal and rewards credit cards can be applied for online, over the telephone, as well as in-person. To apply for STCU’s business credit card, get in touch with a business service representative via the channels linked to below, or visit the main branch office:

9 S. Washington, Suite 700
(Hutton Building in downtown Spokane.)

Online Application

Follow the steps listed below to access and complete the STCU online credit card application.

Note: You must be a member, or be eligible for membership into STCU, in order to apply for an STCU credit card.

Step 1 - Click the ‘Apply for an STCU credit card’ link on this webpage (as seen in the screenshot below). You will be transferred to STCU’s online loan application.


Step 2 -  Select the loan type, loan purpose, and application type from the drop-down menus. Enter pre-approval code (if applicable) and then click the ‘Next’ button to continue the application process.


Step 3 - Enter all necessary information, and follow the on-screen instructions (click the ‘Next’ button to continue on to each subsequent section). The online application is a five-step process.

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