Space Coast Credit Union Auto Loan Rates and Calculators


Space Coast Credit Union Online Banking » Space Coast Credit Union Auto Loan Rates and Calculators

Space Coast Credit Union auto loan calculators enable users to quickly determine the various vehicle financing options available to them, as well as calculate various payment and amortization details.

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Rates

Sun Coast Credit Union offers several different types of auto loans to qualifying customers. A complete overview of all of Sun Coast Credit Union auto loan offers can be viewed on this webpage. Representative auto loan rates can be viewed here.

Calculators

How to Calculate

This calculator determines which is the better option in regards to buying a vehicle; purchasing a used car or a new one. Enter the following variables into the corresponding input fields within the calculator:

  • Interest rate
  • Term length in months
  • Down payment amount
  • Length of ownership
  • Monthly maintenance
  • Monthly insurance costs
  • Registration fees
  • Purchase price
  • Age of vehicle
  • Savings interest rate
  • State/federal tax rates

Click the ‘Get Your Results’ button at the bottom of the calculator to load your results. Users can also click the ‘Results’ and/or ‘Graphs’ links at the top of the calculator for detailed graphical results.

Calculates the total depreciation amount for a vehicle, based off of the following factors:

  • Purchase price
  • Age of vehicle
  • Length of vehicle ownership

Press the ‘Get Your Results’ button to generate the results page.

Determines whether leasing or purchasing a vehicle is the better option by computing the following variables:

  • Purchase price
  • Sales tax rate
  • Age of vehicle 

  • Cash rebate
  • Down payment
  • Other upfront costs
  • Loan term length
  • Interest rate
  • Lease term length
  • Lease monthly payment
  • Security deposit
  • Cash paid
  • Cash rebate
  • Savings interest rate
  • State and federal tax rates

Click the ‘Get Your Results’ button at the bottom of the calculator to load your results. Users can also click the ‘Results’ and/or ‘Graphs’ links at the top of the calculator for detailed graphical results.

Determines whether an individual should pay cash for a vehicle or finance the purchase with an auto loan. Enter the following inputs:

  • Purchase price
  • Down payment
  • Term length in months
  • Interest rate
  • Length of ownership in years
  • Savings interest rate
  • State/federal tax rates

Click on the ‘Get Your Results’ button at the bottom of the calculator to display the results.

Calculates how much the monthly payments will be on an auto loan. Enter the following variables into the appropriate input fields:

  • Remaining loan balance
  • Term length in months
  • Interest rate

Click the ‘Get Your Results’ button at the bottom of the calculator to load your results. Users can also click the ‘Results’ and/or ‘Graphs’ links at the top of the calculator for detailed graphical results.

Compares between two auto loans to determine which is the better option, based on the following inputs:

Click on the ‘Get Your Results’ button at the bottom of the calculator to display the results.

Determines whether using a home equity loan to finance a vehicle purchase is better than financing the purchase with a traditional auto loan. Enter the following listed inputs into the corresponding entry fields within the calculator:

  • Purchase price
  • Down payment
  • Term length in months 

  • Auto loan interest rate
  • Home equity loan interest rate
  • Upfront costs (home equity loan)
  • State/federal tax rates
  • Savings rates
  • Predicted rate change

Click the ‘Get Your Results’ button at the bottom of the calculator to load your results. Users can also click the ‘Results’ and/or ‘Graphs’ links at the top of the calculator for detailed graphical results.

Compares between using special dealer financing versus a cash rebate in regards to financing a vehicle purchase. Enter the following variables:

  • Low interest rate 

  • Regular interest rate
  • Cash rebate
  • Savings interest rate
  • Purchase price
  • Down payment
  • Loan term length in months
  • State/federal tax rates

Press the blue-colored ‘Get Your Results’ button at the bottom of the calculator to display the results.

Determines how long one should maintain ownership of a vehicle in order to get the most value out of the purchase. Based on the following variables:

  • Years before selling
  • Annual repair costs
  • Annual insurance
  • Annual licensing
  • Future depreciation
  • Age of vehicle
  • Purchase price
  • Down payment
  • Interest rate
  • Term length in months
  • Savings interest rate
  • State/federal tax rates
  • Sales tax rate

Click the ‘Get Your Results’ button at the bottom of the calculator to load your results. Users can also click the ‘Results’ and/or ‘Graphs’ links at the top of the calculator for detailed graphical results.

Determines how expensive of a vehicle an individual can afford, based on the following inputs:

  • Down payment
  • Monthly payment
  • Interest rate
  • Term length in months
  • Value of trade-in
  • Cash rebate

Click the blue ‘Get Your Results’ button at the bottom of the calculator in order to display the results.

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