Renasant Bank Mortgage Rates and Calculators


Renasant Bank Online Banking » Renasant Bank Mortgage Rates and Calculators

Renasant Bank mortgage calculators allow users to assess mortgage products before settling on one. Visit this page for detailed information on mortgage products available at Resanant Bank. You can also locate a loan originator here.

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Rates

Get the latest mortgage rates for Renasant Bank by visiting a bank branch or calling customer care at 1-800-680-1601. You can also get some tips on mortgage rates by visiting this link.

Calculators

How to Calculate

This calculator allows users to get estimates for an amortization schedule of their current mortgage. Enter these variables to compute.

  • Mortgage amount
  • Term in years
  • Interest rate
  • Monthly payment

Click “Calculate” to compute.

This calculator enables users to determine how much they can accumulate if they decided to have consistent investments over a given period of time. Enter these variables to compute:

  • Lump sum advance
  • Years
  • Monthly loan advance
  • Interest rate

Click “Calculate” to compute.

This calculator helps users find out the amount of interest they can save by increasing their mortgage payment. Enter these variables to compute:

  • Years remaining
  • Original mortgage term
  • Original mortgage amount
  • Additional monthly payment
  • Annual interest rate

Click “Calculate” to compute.

This calculator is used to determine the Annual Percentage Rate for a mortgage. Enter the following variables to compute:

  • Mortgage amount
  • Term in years
  • Interest rate

Click “Calculate” to compute.

This calculator helps the user establish how much they can borrow. These following variables should be entered to compute.

  • Annual income
  • Purchase price
  • Total monthly payment
  • Loan amount
  • Term in years
  • Interest rate
  • Property tax
  • Home insurance

Click “Calculate” to compute.

This calculator shows users how much they would save if they decided to pay half of their normal monthly payments every two weeks. The following variables are required to compute:

  • Interest rate
  • Mortgage amount
  • Mortgage term
  • Payment type

Click “Calculate” to compute.

This calculator helps customers establish whether refinancing their mortgage makes financial sense. These inputs are required to compute:

  • Original mortgage
    • Original loan amount
    • Appraised value
    • Original interest rate
    • Term in years
    • Years remaining
    • Income tax rate
  • New mortgage
    • Loan balance
    • Appraised value
    • Interest rate
    • Term in years
    • Loan origination rate
    • Points paid

Click “Calculate” to compute.

This calculator helps users determine whether they should buy points or use the money to increase their down payment. You require these entries to compute:

  • Mortgage with points
    • Monthly payment
    • Mortgage amount
    • Term in years
    • Discount points
    • Points rate
  • Mortgage without points
    • Monthly payment
    • Loan amount
    • Interest rate

Click “Calculate” to compute.

This calculator allows users to compare mortgage terms of a 15 year and a 30 year mortgage in order to determine the mortgage term that suits them best. These inputs are needed to compute:

  • Mortgage amount
  • Your marginal tax rate
  • Interest rate for 15 years
  • Interest rate for 30 years

Click “Calculate” to compute.

This calculator allows users to determine possible adjustable mortgage payments. Enter the following variables to compute:

  • Loan information
    • Mortgage amount:
    • Term in years
    • Interest rate
    • Monthly payment
  • Adjustments
    • Months before first adjustment
    • Months between adjustments
    • Expected adjustment
    • Interest rate cap

Click “Calculate” to compute.

This calculator enables the user assess the taxes, fees and monthly payments of a mortgage loan before deciding whether they should buy or rent a house. Input the following information to compute.

  • Mortgage and Home Expenses
    • Monthly house payment
    • Purchase price
    • Interest rate
    • Term in years
    • Loan amount
    • Monthly payment (PI)
    • Property tax rate
    • Home insurance
    • & maintenance fees
  • Down Payment and Closing Costs
    • Total closing costs
    • Cash on hand
    • Loan origination
    • Points paid
    • Other closing costs
    • Total down payment
    • Limit down payment to
  • Rent, Taxes and Inflation
    • Monthly rent payment
    • Monthly rent payment
    • After-tax investment return
    • Income tax rate
    • Expected inflation
    • Home appreciation rate
    • Future sales commission

Click “Calculate” to compute.

This calculator helps users determine how much they can save in income taxes if they itemized their tax return and buy points. Enter these variables to compute:

  • Loan information
    • Mortgage amount
    • Term in years
    • Interest rate
    • Federal tax rate
    • State tax rate
    • Monthly payment
    • Rate after-tax
  • Closing Costs
    • APR after taxes
    • Origination fee percent
    • Points paid:
    • Other fees to include

Click “Calculate” to compute.

This calculator helps the users establish how much they could save if they refinanced their mortgage. Here are the details you need to enter to compute:

  • About your home
    • Appraised value
    • Annual property taxes
    • Annual home insurance
  • Original Mortgage
    • Monthly payment
    • Original mortgage
    • Rate
    • Term in years
    • Monthly PMI
    • Number of payments made
  • New mortgage
    • Monthly payment
    • New mortgage balance
    • Rate
    • Term in years
    • Closing costs

Click “Calculate” to compute.

 

 

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