Patelco Credit Union Mortgage Rates and Calculators


Patelco Credit Union Online Banking » Patelco Credit Union Mortgage Rates and Calculators

Patelco Credit Union mortgage calculators help mortgage applicants to understand the implications of taking out a mortgage. They’re able to determine how much the loan will cost them and determine what it will take to repay. For more information about Patelco Credit Union mortgages, click here.

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Rates

To get a rate estimate for a Patelco Credit Union mortgage, you can call a mortgage loan officer at 1-844-508-8490 or visit this page.

Calculators

How To Calculate

This calculator helps loan applicants to determine how much they will be paying every month towards their home. The entries below are required.

  • Home Information
  • Down payment
  • Purchase price
  • Property tax
  • Annual home insurance
  • HOA dues per month
  • Loan Information
  • Interest rate
  • Loan term

Enter all variables to calculate.

This calculator helps users to pick between renting and buying a home.  The entries listed below are required.

  • Rental Assumptions
  • Rental insurance per year
  • Monthly rent
  • Purchase Assumptions
  • Down payment
  • Home purchase price
  • Annual property tax
  • Annual insurance
  • Monthly HOA
  • Interest rate
  • Loan term

Enter all variables to calculate.

This calculator helps home owners to determine how much they can get for their home if they put it up for sale. The following variables must be entered.

  • Sale Information
  • Sale price
  • Closing date
  • First Mortgage
  • Interest rate
  • Loan balance
  • Payment due on
  • Other Closing Details
  • Property taxes were last paid on
  • Realtor’s commission
  • Yearly property taxes
  • Closing fees
  • Transfer tax rate
  • Second Mortgage
  • Interest rate
  • Loan balance
  • Payment due on

Enter all variables to calculate.

The home affordability calculator helps users to determine how much home they can afford given their monthly income and expenses. The following variables are required for computation.

  • Buyer Information
  • Debt expenses
  • Monthly income
  • Loan Information
  • Interest rate
  • Loan term
  • Down payment
  • Yearly home insurance
  • Yearly property taxes
  • Lending Ratios
  • Housing ratio
  • Loan-to-value ratio
  • Debt-to-income ratio

Enter all variables to calculate.

This calculator comes in handy when loan applicants want to compare two or more mortgage loan products.  The following information is required.

  • 1st Loan
  • Loan term
  • Loan amount
  • Interest rate
  • Interest rate buy-down
  • Origination charges
  • Settlement services
  • 2nd Loan
  • Loan term
  • Loan Amount
  • Interest rate
  • Interest rate buy-down
  • Origination charges
  • Settlement services

Enter all variables to calculate.

This calculator gives users an amortization schedule of the adjustable rate mortgage. This helps them plan better for repayment. The following variables are required.

  • Home Information
  • Down payment
  • Purchase price
  • Yearly property tax
  • HOA dues per month
  • Home insurance
  • Loan Information
  • Interest rate
  • Loan term
  • Years to first adjustment
  • Annual rate adjustment
  • Adjustment Terms
  • Max interest rate
  • Adjustment period
  • Min interest rate

Enter all variables to calculate.

This calculator helps users figure out whether it make financial sense to refinance their mortgage. The following information must be entered.

  • Current Loan
  • Monthly payment
  • Loan amount
  • Interest rate
  • New Loan
  • Interest rate
  • Loan amount
  • Term
  • Finance closing costs
  • Closing costs

Enter all variables to calculate.

 

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