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The New York Municipal Credit Union offers it’s vehicle rates to view how much an individual or entity will pay for a loan. In addition they also allow a user to view many different financial outlooks through their set of calculators to see which type of vehicle and loan may be best.
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Rates
Scroll to the right side of This WebPage to view the rates for;
- New Cars
- Pre-Owned Vehicles
- Auto Refinance
Auto Loan Calculators
Use the following calculators to determine which type of loan may be best suited for the applicant’s financial situation;
- Which is better: new or used?
- How much should depreciation cost me?
- Should I finance or pay cash?
- How much will my vehicle payments be?
- Which vehicle loan is better?
- What term of vehicle loan should I choose?
- Should I use a home equity loan instead of an auto loan?
- Which is better: a rebate or special dealer financing?
- How long should I keep a car?
- What car can I afford?
How to Calculate
- Which is Better: New or Used Calculator
Enter;
- Interest rate
- Loan Term
- Down Payment
- Years You Will Own the Vehicle
- Monthly Maintenance Costs
- Monthly Insurance Costs
- Registration Costs
- Purchase Price
- Vehicle Age (in Years)
- Your Savings Interest Rate
- Your State and Federal Tax Rate
- Vehicle Depreciation Cost Calculator
Enter;
- Purchase Price of Vehicle
- Vehicle Age
- Years the Applicant will Own the Automobile
- Should I Finance or Pay Cash Calculator
Enter;
- Down Payment
- Loan Term (months)
- Interest Rate Percentage
- Years the Applicant will Own the Vehicle
- Your Savings Interest Rate
- Your State and Federal Tax Rates
- How Much Will my Vehicle Payments Be Calculator
Enter;
- Purchase Price
- Cash Rebate
- Value of the Trade-in
- Amount Owed on the Trade-in
- Down Payment
- Loan Term (months)
- Interest Rate
- Which Loan is Better Calculator
Enter;
- Loan 1 and Loan 2 Information
- Down Payment
- Purchase Price
- Loan Term (months)
- Interest Rate Percentage
- Savings Interest Rate
- State and Federal Tax Rates
- What Vehicle Term Should I Choose?
Enter;
- Information for Both Loan Types (1 & 2)
- Loan Term (months)
- Interest Rate
- Down Payment
- Vehicle and Personal Information
- Purchase Price
- Savings Interest Rate
- State and Federal Tax Rates
- Should I Use Home Equity Loan or Auto Loan Calculator
Enter;
- Purchase Price
- Down Payment
- Loan Term (months)
- Auto Loan Interest Rate
- Home Equity Loan Interest Rate
- Upfront Costs (home Equity Loan)
- State Tax + Federal Tax Rate (percentage)
- Savings Rate
- Which is Better; Rebate or Special Dealer Financing Calculator
Enter;
- Low Interest Rate
- Regular Interest Rate
- Cash Rebate
- Your Savings Interest Rate
- Purchase Price
- Down Payment
- Loan Term (months)
- State and Federal Tax Rates
- How Long Should I Keep a Car Calculator
Enter;
- Purchasing/Expenses
- Years Before Selling
- Yearly Repairs
- Yearly Insurance
- Yearly Licensing
- Vehicle Information
- Vehicle Age
- Purchase Price
- Down Payment
- Interest Rate
- Loan Term (months)
- Your Savings Interest Rate
- State + Federal Tax Rate
- Sales Tax Rate
- What Vehicle Can I Afford Calculator
Enter;
- Down Payment
- Monthly Payment
- Interest Rate
- Loan Term (months)
- Value of Your Trade-in
- Cash Rebate*