NBT Bank Credit Cards | Personal | Business

NBT Bank Online Banking » NBT Bank Credit Cards | Personal | Business
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NBT Bank credit cards are offered to both consumer and business customers. Benefits of establishing a line of credit include numerous rewards and bonuses, access to Apple Pay, and more.

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Personal Credit Cards

Business Credit Cards

How to Apply

In order to apply for an NBT Bank credit card, an individual must use an online application form that can be found at the following links:

Online Application

Both business and personal credit cards can be applied for online, users are required to enter the following information (plus additional financial history data) into a secure, multi-step form.

  • First name
  • Middle initial
  • Surname
  • SSN
  • DOB
  • Home number
  • Cell number
  • Permanent address
  • City
  • State
  • Area code
  • Country of residence
  • Monthly housing payment (current)
  • Own or rent (own, rent, dorm, parents, other)


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