M&T Mortgage Rate Calculators


M&T Online Banking » M&T Mortgage Rate Calculators

M&T offer a variety of mortgage financing options that cater to all sorts of needs including buying, remodeling, building and refinancing. For more information about M&T mortgage offerings. Applicants can get in touch with customer service to find out more about the bank’s mortgage products.

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Rates

To get the current mortgage rates, applicants should call 1-888-253-0799 or locate a loan officer in their location.

Calculators

How to Calculate

This tool helps users determine the amount of loan they qualify for.  It also help determine the monthly mortgage payments for the given loan amount. Here are the required inputs:

  • Monthly earnings
    • Salary
    • Interest and dividends
    • Retirement income
    • Any other income
  • Monthly payments
    • Student loans
    • Auto loans
    • Credit cards
    • Any other payments
  • Loan terms
    • Interest rate
    • Down payment
    • Term
  • Insurance and taxes
    • Annual property tax
    • Annual property insurance

Click “See Your Results” to compute.

This tool helps users work out the monthly payments they will be making for a given down payment, loan term and purchase price. The variables below are needed for computation.

  • Value of the home
  • Loan amount
  • Term in years
  • Annual property tax
  • Interest rate
  • Annual property insurance

Click “See Your Results” to compute.

 

This tool helps users decide whether to go with a larger or smaller down payment on a home for a given set of loan terms. The inputs below are required:

  • Down payment
  • Term in years
  • Interest rate
  • Origination Charge
  • Savings rate
  • Charge For Specific Interest Rate
  • Your state and federal tax rate
  • Annual property tax
  • Purchase price
  • Annual property insurance
  • Years before you pay or sell off loan

Click “See Your Results” to compute.

 

This tools helps users determine the maximum mortgage and home price they can afford for a given loan-to-value ratio, monthly payment and down payment.  The variables required are listed below:

  • Term
  • Down payment
  • Monthly payment
  • Interest rate
  • Property tax per year
  • Loan to value ratio
  • Property insurance per year

Click “See Your Results” to compute.

 

 

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