M&T Auto Loan Rates and Calculators


M&T Online Banking » M&T Auto Loan Rates and Calculators

M&T offers clients the chance to buy new and used cars with an auto loan with low interest rates. The bank also provides auto loan calculators to enable applicants to determine the auto loan terms that work best for them. For a detailed overview of the auto loan options available, follow this link.

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Rates

M&T offers very attractive rates for auto loans. While the rates vary based on various considerations, applicants can get estimates by using the loan rate selection tool. Those interested in auto loans can apply online, visit a local branch or call 1-800-724-3222 for assistance.

Calculators

How to Calculate

This calculator helps users make the choice between buying a new vehicle and an old one. The following inputs are required:

 

  • Term of the loan
  • Interest rate
  • Years of ownership
  • Down payment
  • Maintenance costs per month
  • Insurance costs per month
  • Registration costs
  • Vehicle age (years)
  • Purchase price
  • interest rate of savings
  • State and federal tax rates
  • Future depreciation

Click “See your results” to compute.

This tool helps users to establish which between financing and paying cash is cheaper.  The variables below are needed to compute.

  • Purchase price
  • Loan term
  • Down payment
  • Years of ownership
  • Interest rate
  • federal and state tax rates
  • Savings interest rate

Click “See your results” to compute.

This tool is used to determine the monthly payments the applicant will make given a set of terms. The variables below are needed for computation.

  • Value of trade-in
  • Cash rebate
  • Amount owed on your trade-in
  • Down payment
  • Interest rate
  • Loan term

 

Click “See your results” to compute.

Loan applicants often get torn between two or more loan options. This tool helps users determine which of tow loans is better than the other.

  • Purchase price
  • Down payment
  • Loan term
  • Savings interest rate
  • Interest rate
  • Federal and state tax rates

 

Click “See your results” to compute.

This tool helps compare the actual cost of low interest rate financing and rebate incentives from the auto dealer. The inputs below are required.

  • Regular interest rate
  • Low interest rate
  • Interest rate if savings
  • Cash rebate
  • Purchase price
  • Loan term
  • Down payment
  • Rebate Status
  • State and federal tax rates

Click “See your results” to compute.

The affordability tools helps users determine the price of a vehicle they can afford. The calculation is based on the following inputs:

  • Down payment
  • Interest rate
  • Monthly payment
  • Value of trade-in
  • Loan term
  • Cash rebate

Click “See your results” to compute.

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