Members First Credit Union Auto Loan Rates and Calculators


Members First Credit Union Online Banking » Members First Credit Union Auto Loan Rates and Calculators

Members First Credit Union auto loan calculators provide users with the ability to quickly determine the most efficient and optimal form of financing the purchase of a new/used car or other vehicle. More details regarding Members First auto and vehicle loans can be found on this page.

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Rates

Members First Credit Union offers several different kinds of auto loans to qualifying customers. A complete overview of Members First Credit Union’s auto loan offers can be viewed on this webpage. Members First auto loan rates can be viewed here.

Note: Loan rates are subject to change, and are largely dependent on an applicant’s credit history and current financial circumstances. 

Calculators

How to Calculate

Use the ‘auto loan calculator’ to determine approximately how expensive a car you can afford (based on the maximum payment you can pay per month). Enter the following inputs into the appropriate fields within the calculator (the sliders can also be adjusted by clicking and dragging with your mouse):

  • Total purchase price
  • Term length in months
  • Interest rate
  • Rebates/cash down
  • Trade allowance
  • Amount owed on trade
  • Non-taxable fees
  • Taxable fees
  • Sales tax rate

The results will automatically generate as the inputs are entered/altered. Click the ‘View Report’ button for detailed/graphical results.

Helps to determine whether the user should lease or buy a vehicle, based on the following inputs:

  • Total purchase price
  • Down payment
  • Sales tax rate
  • Investment rate of return
  • Term length in months
  • Interest rate
  • Other fees
  • Annual depreciation
  • Lease term length in months
  • Interest rate
  • Other fees
  • Residual percent
  • Security deposit

Results will automatically load as the inputs are entered/altered. Click the ‘View Report’ button for detailed/graphical results.

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