Logix Federal Credit Union Auto Loan Rates and Calculators


Logix Federal Credit Union Online Banking » Logix Federal Credit Union Auto Loan Rates and Calculators

Logix Federal Credit Union auto loan calculators provide users with a quick and easy way to determine the various vehicle financing options available to them. A complete overview of the vehicle loans offered by Logix Federal Credit Union can be viewed on this webpage.

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Rates

Representative vehicle loan rates can be viewed here.

Note: Rates are subject to change, to gain a more accurate rate estimation one should get in touch with a Logix Federal Credit Union lending representative (1-800-328-5328).

Calculators

How to Calculate

This calculator will determine whether financing a car with an auto loan is better than using (0%) dealer financing. Enter the following inputs into the corresponding entry fields on the calculator page:

  • Sales price before rebate
  • Rebate amount
  • Annual interest rate
  • Term length in years

Click the ‘Submit’ button to load the results.

Determines whether leasing or purchasing a vehicle is the better option, based on the following inputs:

  • Down payment
  • Number of months
  • Rebate amount
  • Monthly payment
  • Security deposit
  • Purchase price
  • Sales tax rate
  • Other upfront fees/expenses
  • Annual loan percentage rate
  • Market value at end of loan term

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

This calculator will determine payment amortization details for an auto loan. Enter the following variables into the appropriate input fields on the calculator page:

  • Purchase price
  • Cash rebate
  • Value of trade-in 

  • Amount owed on trade-in
  • Down payment
  • Annual interest rate
  • Term length in months
  • Desired table display

Click the ‘Submit’ button to load the results.

This calculator will determine how long it will take to break even when upgrading to a more fuel efficient vehicle, based on the following variables:

  • Gasoline cost per gallon
  • Miles driven each day
  • MPG (old vehicle)
  • MPG (new vehicle)
  • Current monthly payments 

  • Number of payments remaining
  • Estimated price of sale
  • Estimated monthly payments (new car)
  • Number of months on loan
  • Down payment/sales price
  • Registration expenses
  • State/federal income tax credit

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

This calculator determines potential interest/time savings on an accelerated loan payoff schedule. Enter the following inputs into the appropriate fields within the calculator:

Click the ‘Submit’ button to load the results.

Determines how expensive of a vehicle an individual can afford based on the following variables:

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

This calculator will help an individual determine if refinancing their auto loan at a lower rate makes sense according to their financial circumstances. Enter the following variables:

  • Current loan balance
  • Current interest rate
  • Current monthly payment
  • Proposed interest rate

Click the ‘Submit’ button to load the results.

Determines how much an individual can lower their monthly payment by taking out a new auto loan, based on the following inputs:

  • Current loan balance
  • Current interest rate
  • Current monthly payment
  • Proposed interest rate
  • Proposed new term length

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

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