Key Bank Mortgage Rate Calculators


Key Bank Online Banking » Key Bank Mortgage Rate Calculators

Key Bank mortgage rate calculators are educational tools that allow users to estimate how much buying a house and getting financed will cost in the long term. Potential borrowers can use mortgage calculation terms to make smart financial decisions about what kinds of loan will work best for them. Key Bank’s mortgage home page is located here.

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Rates

Demonstration rates are posted on Key Bank’s mortgage homepage. To find more specific rates, interested parties should find their nearest loan officer.

Calculators

How to Calculate

This estimates how much your home loan will cost you in total. To calculate, enter:

Product

Product

  • Primary purpose of loan
  • Sale price
  • Loan amount
  • How will you use the property?
  • Property type
  • City
  • State
  • Zip
  • Monthly Income
  • Monthly debt

Fill out the CAPTCHA at the bottom of the calculator and then press ‘Calculate’ to view results.

This helps users determine how expensive of a home they can afford to buy. To calculate, enter:

  • Annual income
  • Total monthly debt
  • Money you have available to spend on down payment and closing costs
  • Interest rate

Hit ‘Calculate’ to view results.

This calculator estimates how much your monthly mortgage payments will be. To calculate, enter:

  • Loan term in years
  • Interest rate
  • Sale price of home
  • Amount of the loan
  • Annual property taxes
  • Annual homeowner’s insurance
  • Annual homeowner’s association dues

Hit ‘Calculate’ to view results.

This calculator helps determine whether staying in a rental unit or buying a home makes more financial sense. To calculate, enter:

Rent vs. buy

Rent vs. buy

  • Current monthly rent
  • Percent expected annual rent increase
  • Federal income tax bracket
  • Term of the loan in years
  • Interest rate
  • How much you will be borrowing
  • Property purchase price
  • Annual appreciation of home value
  • Expected yearly property taxes
  • How many years will you live in this home?

Hit ‘Calculate’ to view results.

This calculator helps users decide whether they could save money on their loans by refinancing now. To calculate, enter:

Refinance

Refinance

  • Current loan balance
  • Current interest rate
  • Current principal and interest payment
  • Current value of property
  • Term of new loan in years
  • Amount of new loan
  • Interest rate of new loan

Hit ‘Calculate’ to view results.

This calculator shows how much of your payments will be going toward the interest versus the principal of your loan over the course of its life. To calculate, enter:

Amortization

Amortization

  • Loan amount
  • Interest rate
  • Loan type
  • Starting month of loan
  • Starting year of loan

Hit ‘Calculate’ to view results.

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