INTRUST Mortgage Rates and Calculators


INTRUST Online Banking » INTRUST Mortgage Rates and Calculators

INTRUST mortgage calculators are excellent tools for working out the details of your mortgage. They help users figure out the total cost of the loan and the payment options available. To learn more about INTRUST mortgage loans, follow this link.

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Rates

To get an estimate for INTRUST auto loan rates, click here. You can also visit a branch location or call customer service at 1-316-383-1234 or 1-800-895-2265

Calculators

How To Calculate

The loan amount calculator helps users to determine how much they can borrow for a home. The inputs listed below are required.

  • Monthly income
    • Net Wages
    • Pre-tax investment income
    • Rental income
    • Others
  • Monthly Payments
    • Rental property loans
    • Auto loans
    • Student loans
    • Others
  • Other debts
  • Loan terms
    • Interest rate
    • Down payment
    • Term
  • Taxes and insurance
    • Property Insurance
    • Property tax

Click “Results” to compute.

The mortgage payments calculator helps users to determine the monthly payments they will be making towards their home. The following information is required.

  • Insurance
  • Tax
  • Interest rate
  • Term (years)
  • Appraised value

Click “Results” to compute.

This calculator helps users to predict the payments they will be making on a monthly basis towards an adjustable rate mortgage. The information required is as follows.

  • Months prior to first adjustment
  • Predicted change in rates
  • Index rate change for every adjustment
  • Period between index adjustments
  • Index rate
  • Margin
  • Max rate
  • Min rate
  • Max rate adjustment
  • Months prior to rate adjustments
  • Initial interest rate
  • Federal and state tax rate
  • Property tax
  • Property insurance
  • Term
  • Appraised value
  • Loan amount

Click “Results” to compute.

This calculator helps loan applicants to choose between a fixed and adjustable mortgage. The following information is required.

  • Interest rate
  • Term
  • Origination Charge
  • Loan amount
  • Charge For Particular Interest Rate
  • Other required settlement services
  • Purchase price
  • Your tax rate
  • Propery tax
  • Years prior to selling and paying off loan
  • Your savings rate
  • Annual property insurance
  • Adjustable Rate Mortgage
  • Months prior to first adjustment
  • Max rate adjustment
  • Period falling between the rate adjustments
  • Max rate
  • Min rate
  • Margin
  • Index rate change for each adjustment
  • Index rate
  • Period between the index adjustments
  • Predicted change in rates

Click “Results” to compute.

This calculator helps the user determine whether it makes financial sense to buy points. The entries below are required for computation.

  • Term
  • Loan amount
  • Interest rate
  • Points
  • Origination Charge
  • Other required settlement services
  • Purchase price
  • Your taxes
  • Property tax
  • Years before selling or paying off loan
  • Property insurance
  • Savings rate
  • Months prior to first adjustment
  • Period between rate adjustments
  • Min rate
  • Max rate adjustment
  • Maximum rate
  • Margin
  • Change in Index Rate for Every Adjustment
  • Index rate
  • Period between index adjustments

Click “Results” to compute.

This calculator comes in handy when a users wants to compare the financial implications of talking out a 15 years mortgage versus that of a 30 year mortgage. The following must be entered.

  • Loan amount
  • Interest rate
  • Term
  • Charge For Every Interest Rate
  • Origination Charge
  • Other required settlement services
  • Your tax rate (federal and state)
  • property tax
  • Purchase price
  • property insurance
  • Years of ownership
  • Your savings rate

Click “Results” to compute.

This calculator allows t

he users to determine how much they should put down for a new home. The entries below are required.

  • Interest rate
  • Down payment
  • Term
  • Charge For Every Interest Rate
  • Origination Charge
  • Other required settlement services
  • Your state & federal tax rate
  • Your savings rate
  • Purchase price
  • property insurance
  • property tax
  • Years of ownership

Click “Results” to compute.

This calculator helps users discover how much they can save in taxes by taking out a mortgage loan. The following entries are need.

  • Loan amount
  • Interest rate
  • Term (years)
  • Charge For Every Interest Rate
  • Origination Charge
  • Your state + federal tax rate
  • Other required settlement services
  • Appraised value
  • Propery Insurance
  • Propery tax

Click “Results” to compute.

This calculator helps mortgage applicants to determine the closing cost of their mortgage. The information listed below is required.

  • Purchase price
  • Interest rate
  • Term
  • Loan amount
  • Adjusted Origination Charges:
  • Charge For Every Interest Rate
  • Origination Charge
  • Other required settlement services
  • Required services selected by lender:
  • Appraisal
  • Flood Certification
  • Credit report
  • Tax Service
  • Title services and lender’s title insurance
  • Transfer taxes
  • Government recording charges
  • Owner’s title insurance
  • Required Services You Can Shop For:
  • Yearly property insurance
  • Property tax
  • Survey
  • Pest Inspection

Click “Results” to compute.

This calculator helps users to compare the financial implications of renting and buying. Users can decide based on what suits them best. The following variables are required.

  • Rent (monthly)
  • Renter’s insurance
  • Rent increase or decrease per annum
  • Purchase price
  • Your savings rate
  • Depreciation or Appreciation rate
  • Your tax rate
  • Loan amount
  • Term (years)
  • Years before selling/paying off loan
  • Interest rate
  • Charge For Every Interest Rate
  • Origination Charge
  • Other required settlement services
  • Annual maintenance
  • Property tax
  • Selling costs
  • Property insurance

Click “Results” to compute.

This calculator helps users to determine whether or not they should refinance their current mortgage. The information below is required.

  • Current loan
  • Balloon Year
  • Interest Rate
  • Years Already Paid
  • Term
  • Loan Amount
  • New Loan
  • Regarding Your Property
  • Appraised Value
  • Property Insurance
  • Property Tax
  • Regarding Yourself
  • Your savings rate
  • Years before you sell
  • Your state or federal tax rate
  • Origination Charge
  • Term
  • Charge For Every Interest Rate
  • Other required settlement services
  • Interest rate
  • Balloon year

Click “Results” to compute.

This calculator helps users to compute the total cost of refinancing their mortgage loan. The variables listed below are required.

  • Purchase price
  • Term
  • Interest rate
  • Loan amount
  • Adjusted Origination Charges:
    • Charge For Every Interest Rate
    • Origination Charge
  • Other required settlement services
  • Appraisal report
  • Flood Certification
  • Credit report
  • Tax Service
  • Owner’s title insurance
  • Recording fee
  • Lender’s title insurance
  • Property tax
  • Property insurance

Click “Results” to compute.

This calculator helps the users to compare mortgage offerings from different lenders.  The following information is required.

  • Purchase price
  • Loan Amount
  • Term (years)
  • Yearly property tax
  • Yearly property insurance
  • Your savings rate
  • Your state + federal tax rate
  • Years before you sell or pay off loan
  • Interest rate
  • Origination Charge
  • Other required settlement services
  • Charge For Every Interest Rate
  • If loans have adjustable rates
  • Months before first adjustment
  • Period falling between the rate adjustments
  • Max rate adjustment
  • Min rate
  • Maximum rate
  • Margin
  • Index rate
  • Change in Index Rate for Every Adjustment
  • Period between the index adjustments

Click “Results” to compute.

The loan comparison calculator helps users to compare mortgage loans with different terms. The details below are required.

  • Charge For Every Interest Rate
  • Other required settlement services
  • Origination Charge
  • Interest rate
  • Term
  • Loans with Adjustable rates
  • Max rate adjustment
  • Months prior to first adjustment
  • Months between adjustment of rates
  • Min rate
  • Margin
  • Max rate
  • Index rate
  • Period between the index adjustments
  • Change in index rate for every adjustment
  • Loan Amount
  • Your tax rate
  • Purchase price
  • Propery tax
  • Propery Insurance
  • Period before selling or paying off loan
  • Your savings rate

Click “Results” to compute.

This calculator helps loan applicants to determine how much they can save by making extra payments towards their mortgage loan. The information below is required.

  • Original loan terms
  • Loan amount
  • Appraised value
  • Term (years)
  • Yearly property tax
  • Yearly property insurance
  • Interest rate
  • Extra payments
  • Additional monthly payment
  • Months until you start extra payments

Click “Results” to compute.

This calculator helps the loan applicant determine how much home they can afford, The following variables are needed for computation.

  • Down payment
  • Total monthly payment
  • Term
  • Interest rate
  • Loan to value ratio
  • Property tax
  • Property insurance

Click “Results” to compute.

 

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