Huntington Bank Auto Loan Rates and Calculators


Huntington Bank Online Banking » Huntington Bank Auto Loan Rates and Calculators

Huntington Bank auto loan calculators are financial planning tools that customers can use to help them make decisions like how much to spend on a vehicle, whether to buy new or used, and whether to lease or buy. Huntington’s auto loan information page is located here.

Sponsored Links

Rates

You can look up representative loan rates for your area by going to the personal loan page and using the rate finder located there.

Calculators

How to Calculate

This calculator determines whether a new or used vehicle purchase makes more sense for your financial situation. To calculate, enter:

  • New Car
    • Interest rate
    • Loan term (months)
    • Down payment
    • Years you will own the vehicle
    • Monthly maintenance costs
    • Monthly insurance costs
    • Registration costs
    • Purchase price
  • Used Car
    • Interest rate
    • Loan term (months)
    • Down payment
    • Years you will own the vehicle
    • Monthly maintenance costs
    • Monthly insurance costs
    • Registration costs
    • Purchase price

      Depreciation

      Depreciation

    • Vehicle age (years)
  • Future depreciation

Hit ‘Get Results’ to calculate.

This calculates how much the value of your vehicle will decrease over time. To calculate, enter:

  • Purchase price
  • Vehicle age (years)
  • Years you will own vehicle
  • Future depreciation

Hit ‘Get Results’ to calculate.

This calculator helps determine whether you will save money by leasing or buying. To calculate, enter:

  • Purchase
    • Interest rate
    • Loan term (months)
    • Down payment
    • Cash rebate
    • Sales tax rate
    • Other upfront costs
    • Vehicle age (years)
    • Purchase price
  • Lease
    • Lease term (months)
    • Monthly payment
    • Security deposit
    • Cash paid
    • Cash rebate
  • Your savings interest rate
  • Your state and federal tax rates
  • Future depreciation

Hit ‘Get Results’ to calculate.

Finance or cash

Finance or cash

This calculator shows how much money you can save if you pay for a vehicle with cash. To calculate, enter:

  • Purchase price
  • Down payment
  • Loan term (months)
  • Interest rate
  • Years you will own vehicle
  • Your savings interest rate
  • Your state and federal tax rates

Hit ‘Get Results’ to calculate.

This helps estimate what your monthly car payments will be. To calculate, enter:

  • Purchase price
  • Cash rebate
  • Value of your trade-in
  • Amount owed on your trade-in
  • Down payment
  • Loan term (months)
  • Interest rate

Hit ‘Get Results’ to calculate.

This helps users compare two loans with different terms and interest rates. To calculate, enter:

Which loan?

Which loan?

  • Loan 1
    • Down payment
    • Purchase price
    • Loan term (months)
    • Interest rate
  • Loan 2
    • Down payment
    • Purchase price
    • Loan term (months)
    • Interest rate
  • Your savings interest rate
  • Your state and federal tax rates

Hit ‘Get Results’ to calculate.

This helps users visualize how much they can save by choosing a shorter-term loan. To calculate, enter:

  • Loan 1
    • Down payment
    • Loan term (months)
    • Interest rate
  • Loan 2
    • Down payment
    • Loan term (months)
    • Interest rate
  • Your savings interest rate
  • Your state and federal tax rates
  • Purchase price

Hit ‘Get Results’ to calculate.

Depending on your specific financial needs, a home equity loan may be better for financing a car purchase. To calculate whether this is true for you, enter:

  • Purchase price
  • Down payment
  • Loan term (months)
  • Auto loan interest rate
  • Home equity loan interest rate
  • Upfront costs: home equity loan
  • Your savings interest rate
  • Your state and federal tax rates
  • Predicted rate change

Hit ‘Get Results’ to calculate.

This helps users decide whether to take a cash rebate or a lower interest rate on their loan. To calculate, enter:

Rebate

Rebate

  • Low interest rate
  • Regular interest rate
  • Cash rebate
  • Your savings interest rate
  • Purchase price
  • Down payment
  • Loan term (months)
  • Your state and federal tax rates

Hit ‘Get Results’ to calculate.

This calculator helps determine how long you should keep a vehicle before replacing it. To calculate, enter:

  • Years before selling
  • Yearly repairs
  • Yearly insurance
  • Yearly licensing

    How long

    How long

  • Future depreciation
  • Vehicle age (years)
  • Purchase price
  • Down payment
  • Interest rate
  • Loan term (months)
  • Your savings interest rate
  • Your state and federal tax rates
  • Sales tax rate

Hit ‘Get Results’ to calculate.

This helps determine how much you should spend on a vehicle based on how much you would like to pay per months. To calculate, enter:

  • Down payment
  • Monthly payment
  • Interest rate
  • Loan term (months)
  • Value of your trade-in
  • Cash rebate

    Affordability

    Affordability

Hit ‘Get Results’ to calculate.

 

 

Sponsored Links