Hancock Bank Auto Loan Rates and Calculators


Hancock Bank Online Banking » Hancock Bank Auto Loan Rates and Calculators
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The Hancock Bank auto rate calculators can provide the general scope of a loan based on a person or family’s income, in addition to other calculations such as whether or not they should purchase vs lease, the overall affordability of an auto loan, total payment amounts, and more.

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Rates

In order to get an exact rate of interest for a vehicle loan one should either apply online or by telephone at 1-800-448-8812. Alternatively,  one can obtain more detailed information in person, by visiting a branch location.

Calculators

How to Calculate

This calculator determines how much potential money a person can save by either purchasing or leasing a vehicle. The following inputs are required:

Purchase VS Lease

Purchase VS Lease

  • Enter the following details to get the desired amount:
  • Purchase price of vehicle
  • Tax rate (sales)
  • Term length (months)
  • Amount of down payment
  • Cash back/rebate
  • Interest rate
  • Acquisition fee
  • Cost reduction (capitalized)
  • Residual value
  • Money factor (percentage)

As the above variables are altered, the calculator will automatically display the results.

Compare two Loans

Compare two Loans

Compares between two auto loans, and determines which option makes the most fiscal sense in regards to monthly payments. The following inputs are required for each loan:

  • Amount of loan
  • Term length (months)
  • Interest rate

The calculator will automatically display the results as the above inputs are entered into their respective fields.

 

This calculator determines an approximate value for the monthly payment on a vehicle loan, based on the following variables:

  • Purchase price of vehicle

    Calculate a Vehicle Payment

    Calculate a Vehicle Payment

  • Cash back/rebate
  • Tax rate (sales)
  • Value of trade-in
  • Amount owed on trade-in (if applicable)
  • Term length (months)
  • Interest rate
  • Amount of down payment

The calculator will automatically display the results as these variables are changed.

 

Vehicle Affordability

Vehicle Affordability

 This calculator determines the overall affordability of an auto loan based off of the term length of that specific loan. Enter the following data:

  • Monthly payment amount
  • Interest rate
  • Sales tax rate
  • Cash back/rebate
  • Value of trade-in
  • Amount owed on trade-in (if applicable)
  • Amount of down payment

As the above data is entered, the calculator will automatically generate the results.

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