First Niagara Credit Cards | Personal | Business

First Niagara Online Banking » First Niagara Credit Cards | Personal | Business
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First Niagara customers can apply for business or personal credit cards as long as they qualify. For an overview of personal credit cards offered by First Niagara visit this link. For more information about business credit cards, click here.

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Personal Credit Cards



Business Credit Cards


How to Apply

Application for First Niagara credit cards can be done online or by visiting a branch location.


Online Application

To start the application, go to the business or personal credit cards page to determine what works best for you. For personal credit cards, click “Learn More” on the card you are interested in to start the process. You will be redirected to the detailed credit card description where you can click “Apply Now”.  Business applicants can apply by visiting a local branch or calling customer service at 1-877-731-4644.

After clicking “Apply Now” you will be required to select account type, loan type and product. Next, you will be required to provide the following information:first niagara credit card application

  • First Name
  • Middle Name
  • Last Name
  • Suffix
  • Date of Birth
  • Social Security Number
  • Citizenship
  • Driver License Number
  • State
  • Issuance Date
  • Expiration Date
  • Current Address
  • City
  • State
  • Zip Code
  • Time at residence
  • Monthly Housing Payment
  • Landlord/Lender
  • Residence Status
  • Mailing Address
  • Email Address
  • Offer Code
  • Current Employer
  • Type
  • Job Title
  • Length at current job
  • Gross Monthly Income
  • Work Phone
  • Other Income Source
  • Other Income (monthly)
  • Other Income Type
  • Other Income State
  • Loan Terms
  • Desired Amount
  • Additional Information
  • Authorized User – First Name
  • Authorized user last name
  • Authorized User DOB
  • Authorized User SSN
  • Preferred First Niagara Branch
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