First Niagara Auto Rates and Calculators

First Niagara Online Banking » First Niagara Auto Rates and Calculators
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First Niagara auto loan calculators help those who want to take out auto loans with the bank to figure out whether they can repay the loan, and exactly how much they can get based on their income and expenses.  Applicants are able to make more informed choices when purchasing a vehicle. For details on the auto loan products available to First Niagara customers follow this link.

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Auto loan rates vary based on a number of factors including your credit score, age of the vehicle and whether or not you qualify for the discounted loan rate. You can get a loan rate here. You will have to provide your location to get a customized rate. For more information about loan rates, you can call a customer service representative at 1-800-421-0004 or 1-716-625-7583 TTY for customers with hearing impairment. You can also visit a branch location to talk to a loan officer.
First Niagara Auto loan Rates


How to Calculate

This calculator helps those who have already taken out an auto loan determine whether refinancing the loan makes sense. In cases where the applicant still has a huge chunk of their loan unpaid and interest rates have dropped, refinancing can help them save a lot. The following entries are required to compute:

  • Proposed interest rate
  • Current monthly payment
  • Current interest rate
  • Current loan balance

Click “submit” to compute.

This calculator helps users determine how much they can raise toward buying a vehicle using their home as equity.  The following entries are required:

  • Current market value of your home
  • Outstanding mortgage balance
  • Loan-To-Value (LTV)

Click “submit” to compute.


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