First Hawaiian Bank Mortgage Rates and Calculators


First Hawaiian Bank Online Banking » First Hawaiian Bank Mortgage Rates and Calculators

 First Hawaiian Bank mortgage calculators help a great deal when users want to establish the cost implications of taking out a mortgage. They also help the user plan better for their mortgage. To learn more about First Hawaiian mortgage products, click here.

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Rates

You can get an estimate for your mortgage loan rate by calling a mortgage expert at 1-808-643-HOME (4663) or visiting a branch location. You can also check out the mortgage rates page as shown below.

First Hawaiian Bank Mortgage Rates

First Hawaiian Bank Mortgage Rates

Calculators

How to Calculate

This calculator helps users determine how much they can get from the bank for their home. The calculator takes into consideration the income, assets, down payment, liabilities and obligations of the applicant. The following information must be entered.

  • Income and Debt Obligations
  • Total annual income
  • Payments for child support
  • Auto payments
  • Credit card payments
  • Association fees
  • Other obligations
  • New Loan Assumptions
  • new mortgage interest rate
  • mortgage term
  • down payment
  • property taxes estimate
  • homeowner’s insurance estimate
  • Back-end ratio
  • Front-end ratio

Click “Submit” to view results.

This calculator helps those who have a mortgage to determine whether refinancing is a viable idea. The information below is required.

  • Loan balance
  • Yearly interest rate
  • Months remaining
  • Interest rate
  • Number of months
  • discount points
  • Loan origination fee
  • Other fees

Click “Submit” to view results.

This calculator gives the user an overview of the impact of the loan amount, interest rate and loan term on the total cost of the loan. It also gives an amortization schedule for the loan. The variables below are needed for computation.

  • Interest rate per annum
  • Number of months
  • Mortgage insurance
  • Amortization schedule
  • Property taxes
  • Hazard insurance
  • Loan amount
  • Property sale price

Click “Submit” to view results.

 

This calculator helps user compare mortgages with different terms – 15 years, 20 years and 30 years. The following information must be provided.

  • Amount of loan
  • Mortgage Alternatives and Assumptions
  • Term
  • interest rate
  • Comparison Assumptions
  • Cost of money
  • Marginal tax bracket
  • Comparison Years

Click “Submit” to view results.

This calculator helps mortgage applicants to determine whether they should pay points to save on interest.  The following information should be provided.

  • Number of years
  • Loan amount
  • Discount points
  • Interest rate

Click “Submit” to view results.

This calculator helps users to d3etremine which between buying and renting out a home is best for them. The following entries are required.

  • Rent payment
  • Other Monthly fees
  • Renter’s insurance
  • Yearly rate increases
  • Home purchase price
  • Appreciation rate
  • Realtor fees
  • Amount of loan
  • Interest rate
  • Term
  • Closing costs
  • Homeowner’s insurance
  • Property taxes
  • Maintenance cost
  • Comparison years
  • Marginal tax bracket
  • Inflation rate
  • Pre-tax return on savings

Click “Submit” to view results.

This calculator helps users compare a no-cost mortgage to a traditional mortgage. The following entries are required.

  • Loan Amount
  • Mortgage Rates
  • Term
  • Interest rate
  • Traditional Loan Closing Costs
  • Origination fees
  • Endorsement fee
  • Document preparation
  • Discount points
  • Lender fees
  • Reconveyance fee
  • Title insurance
  • Wire and courier fee
  • Credit report
  • Appraisal
  • Recording fee
  • Title closing fee
  • Other fees
  • Comparison Assumptions
  • Cost of money
  • Number of years
  • Marginal tax bracket

Click “Submit” to view results.

 

This calculator helps users to determine how much they can save in taxes by taking out a mortgage. The information below is needed for computation.

  • Loan amount
  • Interest rate
  • Term
  • Marginal tax bracket

Click “Submit” to view results.

 

This calculator helps users to determine which between a fixed and adjustable rate mortgage works best for them. The variables listed below are required.

  • Number of years
  • Interest Rate
  • Loan amount
  • Index Rate Detail
  • Current index rate
  • Lenders margin
  • Index rate adjustment
  • Period between adjustments of index rates
  • Highest rate adjustment per annum
  • Adjustable Rate Detail
  • Lowest rate over the loan term
  • Highest rate over the loan term
  • Months prior to rate adjustments
  • Period between rate adjustments
  • Comparison Assumptions
  • Cost of money
  • Years
  • Marginal tax bracket

Click “Submit” to view results.

 

 

This calculator helps loan applicants to determine the closing costs of their mortgage. This will help them compare the cost of different loans more accurately. The variables below must be entered to compute.

  • Loan Amount
  • Term
  • Mortgage Rate
  • Traditional Closing Cost Information
  • Origination Fee
  • Appraisal
  • Recording Fee
  • Title Insurance
  • Endorsement Fee
  • Title Closing Fee
  • Reconveyance Fee
  • Credit Report
  • Title Document Prep Fee
  • Discount Points
  • Lender Fees
  • Courier and Wire Fees
  • Other Fees

Click “Submit” to view results.

 

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