First Citizens Bank Auto Loan Rates and Calculators


First Citizens Bank » First Citizens Bank Auto Loan Rates and Calculators

The First Citizens Bank auto loan calculator is provided to enable users to accurately determine the monthly payment for a vehicle loan, as well as provide an estimated amortization (payoff) schedule. More information about all of the auto loans offered by First Citizens Bank can be viewed here.

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Rates

Although specific rates depend on numerous individual factors, First Citizens Bank offers competitive fixed rates that cover both new and used vehicles. Interested individuals should get in touch with a loan representative for more detailed information, (1-877-532-2669) – Monday through Friday, 8:00 AM to 8:00 PM.

Calculator

How to Calculate

This calculator provides users with an estimated monthly payment amount, as well as an amortization schedule that shows how long it will take to pay off the entire loan. Enter the following inputs into the appropriate fields:

  • Purchase price of vehicle
  • Cash rebate/cash back
  • Sales tax rate
  • Value of trade-in
  • Amount owed on trade-in
  • Term length (in months)
  • Interest rate
  • Amount of down payment

The calculator will automatically generate the results as the above variables are altered/entered. Users can also hover over the ‘Loan Payoff Schedule’ graph to view detailed amortization information, as well as click on the options below the graph (‘Interest Paid’ ‘Ending Balance’ ‘Principal Paid’) to view additional details.

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