## City National Bank Mortgage Rates and CalculatorsCity National Bank Online Banking » City National Bank Mortgage Rates and Calculators |

**City National Bank mortgage calculators** help users understand the implications of taking out a mortgage product before settling on one. Click here for a complete overview of mortgage products available to City National Bank customers. You can also contact mortgage originators if you have any queries regarding mortgages at City National Bank.

## Rates

Visit a bank branch for latest mortgage rates at City National Bank. You can also call customer service at 1-800-896-0769.

## Calculators

- Fixed rate mortgage payment
- Loan consolidation
- Savings due to increased my mortgage payment
- Adjustable rate mortgage payments
- Balloon mortgage payment
- Rent or buy
- Mortgage comparison
- Refinancing
- Mortgage amount
- Home affordability

## How to Calculate

This calculator helps users compute payments for a fixed rate loan. The variables below are required to compute:

- Loan term
- Home price
- Down payment
- Interest rate

Click “Compute” to calculate

This calculator helps users determine whether consolidating several loans makes financial sense. Enter the following variables to compute:

- Loans
- Down payment
- Loan term
- Home price
- Interest rate

- Credit Cards
- Account
- Remaining Amount
- Rate

- Consolidated Loan
- Loan term
- Points
- Tax rate
- Savings rate
- Interest rate
- Fees
- Loan type

Click “Compute” to calculate

This calculator helps users establish the amount of interest they can save by increasing their mortgage payment. Enter these variables to compute:

- Additional payment amount
- Interest rate
- Original mortgage length
- Date of loan
- Original loan amount
- Date of first extra payment

Click “Compute” to calculate

This calculator helps users estimate payments and interest for an adjustable rate loan. These entries are required to calculate:

- Maximum amount the rate will increase at the first interval
- Rate cap (Life rate cap)
- Number of months before the first rate increase
- Maximum amount the rate will increase at each subsequent interval
- Loan term
- Number of months between subsequent rate increases
- Show payment schedule
- Beginning interest rate
- Down payment
- Home price

Click “Compute” to calculate

This calculator helps users determine their payments for a balloon mortgage. Enter the following variables to compute:

- Amortized over
- Interest rate
- Balloon payment after
- Home price
- Down payment amount

Click “Compute” to calculate

This calculator helps users to compare renting costs to those of buying a home. Enter these variables to compute:

- Rent Information
- Monthly rent
- Monthly renter’s insurance
- Rent increase yearly

- Purchase Information
- State and Federal tax rate
- Average monthly maintenance
- Closing cost for buying
- Loan Term
- Down payment
- Investment rate of return
- Points
- Home appreciation per year
- Annual property taxes
- Home Information
- Monthly homeowner’s insurance
- Closing cost for selling
- Other monthly costs
- Interest rate
- Home price
- Sale Information
- Personal Information
- Real estate agent commission

Click “Compute” to calculate

This calculator helps users compare the cost of several mortgages. The following entries are required to compute:

- Loan details
- Down payment
- Loan term
- Interest rate
- Points
- Other fees
- Loan type
- Adjustable type
- Maximum initial rate adjustment
- Maximum subsequent rate adjustment
- Anticipated rate cap

- All Loans
- Home price
- Income tax rate
- After tax savings rate

Click “Compute” to calculate

This calculator helps users determine whether the amount saved on interest due to refinancing exceeds refinancing costs. Enter these variables to compute:

- Existing Loan
- Original loan amount
- Original mortgage length
- Date of loan
- Current interest rate

- New Loan
- Cash out amount upon refinance
- New interest rate
- Points
- Fees and closing costs
- New loan term
- Other Information
- Income tax rate
- Savings rate

Click “Compute” to calculate

This calculator helps users estimate their monthly mortgage payments. To compute, enter the following variables:

- Income
- Monthly Expenses
- Combined gross annual income
- Minimum monthly credit card payments
- Car payments
- Other fixed monthly debt expenses

- Loan Information
- Payment Information
- Down payment
- Monthly insurance and other costs
- Monthly association dues (if any)
- Loan term
- Interest rate
- Annual property tax

Click “Compute” to calculate

This calculator helps users determine the most expensive house they can afford depending on the highest payment they can make. To compute, enter the following entries:

- Monthly Payment Information
- Highest payment you can afford

- Payment Breakdown
- Annual property tax
- Monthly insurance and other costs
- Monthly association dues (if any)

- Loan Information
- Loan term
- Down payment
- Interest rate

- Personal Information
- Combined state and federal tax rate

Click “Compute” to calculate

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