Central Bank Auto Loan Rates and Calculators


Central Bank Online Banking » Central Bank Auto Loan Rates and Calculators

Central Bank’s auto loan calculators enable users to determine various amortization details (monthly payments amounts, etc.) as well as whether or not it is a good idea to refinance their loan. Click here to review the consumer loans offered by Central Bank. You can apply for a Central Bank auto loan here.

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Rates

Central Bank auto loan rates are not available online. Interested individuals should visit a branch location for detailed loan information, or call customer service. Answers to common questions and/or concerns regarding Central Bank’s online loan application process can be answered via email (onlineloans@centralbank.com).

Calculators

How to Calculate

The ‘monthly payment estimator’ calculator determines the monthly payment amount for a loan, as well as the yearly and/or full amortization schedule. Enter the following inputs into the appropriate fields within the calculator:

  • Principal loan balance
  • Annual interest rate
  • Loan term length (years)
  • Starting date
  • Extra payments (no extra payments, extra payments, one-time extra payments)
  • Amount of extra payment(s)
  • Date of payment (for one-time extra payment)
  • Results options (show monthly payment, yearly amortization table, full table)

Click the ‘calculate’ button at the bottom of the calculator to generate the results.

The ‘refinance calculator’ will help the user determine whether or not it is a good time to refinance their loan, based on the following inputs:

  • Current loan balance
  • Remaining term on your loan
  • Interest rate
  • New loan term
  • New interest rate
  • Estimated closing costs

Click the ‘calculate’ button at the bottom of the calculator to generate the results.

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