## Berkshire Bank Mortgage Rates and CalculatorsBerkshire Bank Online Banking » Berkshire Bank Mortgage Rates and Calculators |

Berkshire Bank mortgage calculators help applicants to determine if a loan product is practical for them. Applicants can tell how much they are likely to pay on a certain month and the total cost of the loan well in advance. For more information about Berkshire Bank Mortgage calculators, get in touch with customer service at 1-844-277-0077. You can also send an email to homelending@berkshirebank.com or visit a branch location.

## Rates

You can call a Berkshire financial service representative at 1-800-773-5601 or visit a branch location for a breakdown of the rates. You can also get an estimate by clicking here.

## Calculators

- Rent vs. Own
- Payment/Amortization
- Debt Consolidation
- Annual Percentage Rate (APR)
- Early Payoff
- Prepayment Savings
- Tax Savings
- Refinance Break-Even Point

## How to Calculate

This calculator helps users compare the implications of buying vs. those of renting a home. The following information is required:

- Annual Rent Increase
- Monthly Rent
- Home Purchase Price
- Monthly Renter’s Insurance
- Down Payment
- Estimated Home Purchase Costs
- Mortgage Interest Rate
- Annual Home Maintenance
- Property Tax Rate
- Annual Home Appreciation
- How Long Before Selling
- Interest Earned on Down Payment:
- Selling Costs
- Income Tax Rate

Click ‘Calculate’ to compare.

This calculator helps you to see how the principal is rewarded over time and calculates your payment every month. The following information is required:

- Loan Amount
- Interest Rate
- Loan Type
- Loan Term

Click calculate to get the final results.

This calculator determines helps weigh the possibility of combining your dept with your house mortgage. The following information is required:

- Interest rate
- Mortgage
- Balance
- Monthly payment

Click calculate to get the final results.

This calculator helps to calculate the average Percentage Rate for adjustable or fixed rates. The following information is required:

- Interest Rate
- Loan Amount
- Loan Term
- Adjustable Rate
- Loan Type
- Maximum Lifetime Rate Increase
- Maximum Periodic Rate Increase
- Initial Interest Rate Changes After
- Closing Costs
- Rate Can Change Every
- Total Closing Costs

Click ‘Calculate’ to get the final results.

This calculator helps determine the additional monthly payment needed to pay off the loan within a short period of time.

- Original Loan Term
- Original Loan Amount
- Original Interest Rate
- Requested Years to Payoff
- Months Already Paid

Click calculate to get the final results.

This calculator helps users to determine how soon they can pay off their mortgage by making prepayments. The following entries are required:

- Additional Payment Amount
- Interest Rate
- Present Loan Balance
- Loan Type
- Remaining Loan Term

Click calculate to get your final results.

This calculator helps users determine how long it will take to break even on a refinanced loan. The following information is required:

- New Loan Amount
- Current Monthly Payment
- New Interest Rate
- Closing Costs
- Loan Term

Click calculate to get your final results.

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