BECU Bank Credit Cards | Personal | Business

BECU Online Banking » BECU Bank Credit Cards | Personal | Business
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BECU Bank offers only two types of credit cards, one personal credit card and one business credit card with low competitive rates. Since BECU is a not for-profit institution, they offer no annual fees on both of their credit cards.

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BECU Credit Card Features

  • Same low APR for cash advances and purchases
  • No annual fee
  • Generous grace period on purchases
  • Cash advances at ATMs around the world
  • Low international transaction fees
  • $500,000 Worldwide Automatic Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Extended Warranty on purchases
  • Travel and Emergency Assistance Services
  • Optional rewards program


Personal Credit Card

Business Credit Card

becu-personal-credit-card becu-business-credit-card

How to Apply

It is possible to apply online, in person, or by telephone.

Credit Card Guide

Before you apply for a credit card, use BECU’s online credit card guide to plan how you intend to use the credit card.becu-credit-card-guide

  • Enter the following:
    • Your initial account balance
    • Monthly credit card spending
    • Pay balance in full each month? (Yes/No)
    • Your credit rating
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