BancorpSouth Bank Auto Loan Rates and Calculators


BancorpSouth Bank Online Banking » BancorpSouth Bank Auto Loan Rates and Calculators

BancorpSouth Bank auto loan calculators provide users with the ability to compare different loans/terms, calculate gas savings (with a fuel efficient vehicle), and determine whether leasing or buying a vehicle is the better option. BancorpSouth offers auto loans with fixed, competitive rates and flexible terms. For detailed information, visit a branch location to speak with a loan officer. 

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Rates

As mentioned above, BancorpSouth auto loan rates are fixed and competitive. Visit a branch office for up-to-date consumer loan rate details.

Note: Loan rates are largely dependent on an applicant’s credit rating, and are subject to change.

Calculators

How to Calculate

This calculator determines approximately how much money can be saved per month by driving a fuel efficient vehicle (compared to a ‘gas guzzling vehicle’), as well as how much will be saved in total and how long it will take to break even. Based on the following inputs:

  • Purchase price (fuel efficient)
  • Sales tax rate
  • Cash rebate
  • MPG
  • Trade-in value
  • Amount owed on trade
  • MPG (‘gas guzzler’)
  • Miles driven per month
  • Cost per gallon

The results will display to the right of the calculator’s input fields. Results automatically generate as the inputs are entered/altered.

Calculates a ‘cost of loan comparison’ between two loans in order to determine which loan is the better option. Based on the following variables:

  • Loan amount
  • Term length in months
  • Interest rate
  • Loan amount (second loan)
  • Term length in months
  • Interest rate

Results automatically generate as the inputs are entered/altered, and will display to the right of the input fields.

Compares between two loans to determine total respective costs (by term). Enter the following inputs into the corresponding entry fields within the calculator:

  • Vehicle purchase price
  • Cash rebate
  • Sales tax rate
  • Trade-in value
  • Amount owed
  • Interest rate
  • Down payment

The results will display to the right of the calculator’s input fields. Results automatically generate as the inputs are entered/altered.

Calculates a monthly payment comparison between purchasing and leasing a vehicle. Based on the following inputs:

  • Vehicle purchase price
  • Sales tax rate
  • Loan/lease term in months
  • Down payment amount
  • Cash rebate
  • Interest rate
  • Acquisition fee
  • Capitalized cost of reduction
  • Residual value
  • Money factor

Results automatically generate as the inputs are entered/altered, and will display to the right of the input fields.

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