Associated Bank Mortgage Rates and Calculators


Associated Bank Online Banking » Associated Bank Mortgage Rates and Calculators

Associated Bank mortgage calculators provide users with the ability to determine the different types of home financing options available to them, specifically in regards to home mortgage loans. Click here for a complete overview of the mortgage offers and programs offered by Associated Bank.

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Rates

For detailed and current mortgage rate information either visit a branch location, get in touch with a customer service representative (1-866-536-3222 ), or apply for an Associated Bank mortgage online.

Calculators

How to Calculate

This calculator will determine how large of a loan an individual might be able to qualify for. Click on the ‘Monthly Income,’ ‘Monthly Payments’ and ‘Loan Info’ tabs and enter/adjust the calculator’s sliders for the following variables:

  • Wages before taxes and deductions
  • Investment income before taxes
  • Income from rental properties
  • Other income
  • Auto loans
  • Student loans
  • Credit card
  • Alimony & child support
  • Rental property loans
  • Other payments
  • Interest rate
  • Term (years)
  • Down payment
  • Down payment
  • Property tax (yearly)
  • Homeowners insurance

The results will automatically generate as the variables are adjusted.

Determines an estimated total payment amount for a mortgage loan. Enter/adjust the following variables within the calculator for an accurate estimate:

  • Purchase price
  • Down payment
  • Term length in years
  • Interest rate

Results will automatically update as any of the the inputs/variables are altered.

Calculates how much the payments will be on an adjustable rate mortgage, as well as interest and principal amounts, PMI, and property taxes/insurance costs. Enter inputs/adjust the sliders for the following variables:

  • Purchase price
  • Down payment
  • Annual property tax
  • Annual homeowner’s insurance
  • State/federal tax rate
  • Term length in years
  • Initial interest rate
  • Months before initial adjustment
  • Months between subsequent adjustments
  • Interest rate prediction (increase/decrease)
  • Maximum rate adjustment
  • Minimum rate
  • Maximum rate
  • Margin
  • Index rate
  • Months between index adjustments
  • Index rate change (between index adjustments)

The results will automatically generate as any of the variables are adjusted/inputs are entered. Click the ‘+’ button next to the results for additional details.

Determines how much money an adjustable rate loan will save compared with a loan that has a fixed-rate. Adjust the inputs for the following variables:

  • Purchase price
  • Down payment
  • Expected length of stay in home
  • Term length in years
  • Interest rate
  • Origination charge
  • Discount points
  • Other charges
  • Months before first adjustment
  • Months between adjustments
  • Maximum rate adjustment
  • Minimum rate
  • Margin
  • Index rate
  • Months between index adjustments
  • Index rate change between index adjustments
  • Annual property tax
  • Annual homeowners insurance
  • State/federal tax rate
  • Savings interest rate

The results will automatically generate as the variables are adjusted. Click on the ‘+’ button for more detailed results.

Determines how much money might be saved by paying more points on a mortgage. Enter/adjust the following inputs within the associated entry fields:

  • Loan type
  • Purchase price
  • Down payment
  • Term length in years
  • Expected number of years in home
  • Interest rate
  • Discount points
  • Maximum rate adjustment
  • Minimum rate
  • Maximum rate
  • Margin
  • Index rate
  • Months between index adjustments
  • Index rate change (between index adjustments)
  • Origination charge
  • Other settlement services
  • Property tax
  • Homeowners insurance
  • State/federal tax rate
  • Savings interest rate

The results will automatically generate as any of the variables are adjusted/inputs are entered. Click the ‘+’ button next to the results for additional details.

Compares the costs of a 15 year mortgage versus a 30 year mortgage, and determines which one is the better option. The following inputs must be adjusted/altered:

  • Purchase price
  • Down payment
  • Expected length of stay in home (years)
  • Term length in years
  • Interest rate
  • Origination charge
  • Discount points
  • Other settlement charges
  • Annual property tax
  • Annual homeowners insurance
  • State/federal tax rate
  • Savings interest rate

Results automatically generate as any of the variables are adjusted/inputs are entered. Users can also click the ‘+’ button for more details.

Determines how much money a smaller down payment will cost over the course of a mortgage’s term length. Click on enter/adjust the inputs for the following variables (click the links within the calculator and a drop-down menu with the inputs will appear):

  • Home info
  • Less down
  • More down
  • Taxes & insurance

The results will automatically display as any of the variables are entered/altered.

Determines how much an individual might be able to save on annual taxes. Enter the following variables within the appropriate input fields (click on each link within the calculator for the list of variables to appear):

  • Loan info
  • Upfront fees
  • Taxes and insurance

Results automatically generate as the variables are altered/inputs are entered.

Determines the overall amount of closing costs, based on the following inputs:

  • Purchase price
  • Down payment
  • Term length in years
  • Interest rate
  • Taxes and insurance
  • Origination fees
  • Other settlement charges

The calculator will automatically update the results as any of the variables are adjusted/inputs are entered.

This calculator will determine how much money will be saved from renting a home rather than purchasing one. Adjust/enter all of the following inputs within the calculator for the most accurate estimate:

  • Monthly rent
  • Renter’s insurance
  • Annual rent increase/decrease
  • Purchase price
  • Down payment
  • Property tax
  • Annual homeowners insurance
  • Maintenance costs (annual)
  • Term length
  • Interest rate
  • Origination charge
  • Discount points
  • Other settlement charges
  • Appreciation/depreciation rate
  • Expected years in home
  • Selling costs
  • State/federal tax rates
  • Savings interest rate

The results will update as the variables are altered/entered within the calculator.

Determines how much money can be saved (per month) from refinancing a mortgage. Enter the following variables into the input fields and/or adjust the corresponding sliders:

  • Original loan amount
  • Original term length in years
  • Years paid off
  • Interest rate
  • Balloon year
  • New term length
  • Interest rate
  • Origination charge
  • Discount points
  • Other settlement charges
  • Balloon year
  • Home info (click the tab to display the inputs)
  • Taxes and insurance (click the tab to display the inputs)

The calculator will automatically update the results as any of the above inputs are altered.

This calculator will determine an estimated amount for the total amount of refinancing costs on a particular mortgage. Provide as many of the following details as possible (enter into the calculator’s input fields):

  • Appraised value
  • Loan amount
  • Term length in years
  • Interest rate
  • Annual property tax
  • Annual homeowners insurance
  • Origination charge
  • Discount points
  • Other settlement charges (click the tab to display the inputs)

Results will automatically display as the inputs are altered.

This calculator will determine how an individual might be able to lower their mortgage insurance costs. Enter the following information into the appropriate input fields within the calculator:

  • Purchase price
  • Term length in years
  • Interest rate
  • Property tax
  • Annual homeowners insurance

The results will automatically update as the variables are altered/entered.

Compares the costs of two loans against one another (from different lenders). Adjust/enter the following variables (click the ‘Next’ button after each step):

  • Purchase price

  • Down payment
  • Term length in years
  • Years in home (estimated)
  • Loan 1 information
  • Loan 2 information
  • Taxes and insurance information

Click the ‘See Results’ button, or the ‘Results’ tab to view which loan is the better option for financing a home.

Determines which loan is the better option by computing the following variables:

  • Purchase price
  • Down payment
  • Years in home (estimated)

  • Loan 1 information
  • Loan 2 information
  • Taxes and insurance information

To view which loan is the better option for financing a home, click the ‘See Results’ button or the ‘Results’ tab.

This calculator will determine how much money can be saved in interest if extra payments are made on a mortgage. Enter/adjust the following inputs within the calculator:

  • Purchase price
  • Down payment
  • Term length in years

  • Interest rate
  • Extra monthly payment amount
  • Months until extra payments start
  • Annual property tax
  • Annual homeowners insurance

The amount of savings will automatically update as the calculator’s variables are altered.

Determines how expensive of a home an individual can afford, based on the following variables:

  • Down payment
  • Total monthly payment
  • Term length in years

  • Interest rate

The results will automatically update as any of the the above inputs are altered/entered within the calculator.

Determines how much the interest-only payment will be on a mortgage. Enter the following inputs:

  • Purchase price
  • Down payment
  • Term length in years
  • Interest-only period
  • Interest rate

The calculator automatically generates the results as the inputs are altered.

Determines whether an interest-only loan will cost more or less than a traditional mortgage loan. Adjust the following inputs within the calculator:

  • Purchase price
  • Down payment
  • Expected years in home
  • Term for interest only loan
  • Interest only period
  • Interest rate
  • Origination charge
  • Discount points
  • Other settlement charges

  • (Traditional Loan)
  • Term length in years
  • Interest rate
  • Origination charge
  • Discount points other charges
  • Taxes and insurance (click the tab to display the input fields)

Results will automatically display as any of the variables are changed/entered within the calculator.

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