## Affinity Plus Auto Loan Rates and CalculatorsAffinity Plus Federal Credit Union Online Banking » Affinity Plus Auto Loan Rates and Calculators |

**Affinity Plus auto loan calculators** help those who want to take out an auto loan to figure out the total cost of the loan and the monthly repayments required. They also get to find out how much loan they can afford. For an overview of auto loans offered by Affinity Plus, click here.

## Rates

Affinity Plus auto loan rates usually depend on the applicant’s credit rating among other factors. To get an auto loan rate estimate, visit this page. You can also start the application process at a branch location, by phone at 1-800-322-7228, or online to get the actual rate. .

## Calculators

## How to Calculate

This calculator helps users to determine how much car they can afford based on the amount of money they can raise for repayments on a monthly basis. The following entries are required:

- Highest monthly payment you can afford
- Down payment
- Trade-in value (if any)
- Loan term
- Interest rate

Click “Compute” to calculate.

This calculator helps users to compute the interest rate they can expect on their auto loan given the payment amount, loan amount and the expected number of payments. The following variables are required:

- Purchase price
- Payment amount
- Down payment
- Loan term

Click “Compute” to calculate.

This calculator helps users to determine how many payments of a given amount it will take to pay off the loan. The following variables must be entered to compute.

- Purchase price
- Down payment amount
- Payment amount
- Interest rate

Click “Compute” to calculate.

This calculator helps loan applicants to determine whether it would be better to use home equity to buy a vehicle or take out an auto loan. The following entries are needed.

**Auto Loan Information**- Pre-tax purchase price
- Loan term
- Interest rate
- Cash down
- Fees
- Sales tax
- Trade allowance
- Amount owed on trade

**Home Equity**- Interest rate
- Closing costs
- Tax rate (federal)
- Tax rate (state)

Click “Compute” to calculate.

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